Decentro Enters Southeast Asia with Business Credit Innovation

Decentro, the top API banking and financial infrastructure platform in India, declared that it is expanding its footprint in Southeast Asia by introducing its sophisticated business credit and underwriting solution. Driven by collaboration with Singapore-based DigiAlly, this initiative introduces real-time business financial insights to the ASEAN area—creating an industry-first ability that enhances innovative lending, risk evaluation, and cross-border financial activities.

With the rapid growth of Southeast Asia's digital economy, obtaining credit and implementing smart underwriting are essential for SMEs and fintech companies. The Asian Development Bank estimates that the credit gap for SMEs in Asia exceeds $2.1 trillion, with ASEAN countries accounting for a substantial part of this total.

"Our collaboration with Decentro brings together the best of infrastructure and intelligence. With our credit and trade data combined with Decentro's platform-first approach, we're making real-time, AI-powered business insights available to financial players across Southeast Asia. This is a step forward for financial inclusion, risk transparency, and smart credit enablement," Shrikant Patil, CEO of DigiAlly, said.

With a unified integration, fintech platforms and financial institutions in the ASEAN region can now obtain business financial reports, trade information, and verification insights—all instantly and included in one thorough PDF report.

Through this expansion, Decentro further streamlines financial processes worldwide, assisting businesses of various sizes in accessing both local and global opportunities. The firm's expansion into Southeast Asia comes on the heels of its robust performance in India, where it achieved more than 150% year-on-year growth in FY24 - 25.